Dental
Dental Plan (PPO)
We offer a dental plan to all eligible employees through MetLife. While you can visit any licensed dentist, your cost is lower when you visit a dentist in the MetLife Network. Our carrier pays based on their fee schedule to out-of-network dental providers, so you could see a balance bill for any service provided by an out-of-network provider including preventive care.
MetLife will only pay up to their contract allowances which may not be your dentist’s actual fees. You will be responsible for the difference or balance billing should you use providers outside the networks.
A pre-determination of benefits is recommended for treatment plans that amount to $300 or greater so you can make an informed decision.
Dental PPO |
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|---|---|---|
| In-Network | Out-of-Network | |
| Annual Deductible (Waived for Preventative) | $50/ Individual $150/ Family | $50/ Individual $150/ Family |
| Anuual Maximum | $2,000/Person | $2,000/Person |
Preventive & Diagnostic Service |
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| Oral Exam, X-Ray,Cleanings | 100% Coverage | 100% Coverage |
Basic Service |
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| Filling Extractions | 90% Coverage | 80% Coverage |
| Periodontic Treatment (Deep Planning) | 90% Coverage | 80% Coverage |
| Endodontic Treatment (Root Canals) | 90% Coverage | 80% Coverage |
Major Services |
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| Crowns, Dentures, Bridges | 60% Coverage | 50% Coverage |
Orthodontia - Lifetime Maximum |
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| Child / Adult Coverage | Not Covered | Not Covered |
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Find a Dentist
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MetLife Dental PPO
- Select “Find a Participating dentist”
- Enter “PDP Plus” network and zip code